John Hancock

Robert B. Schwartz
Director of Advanced Sales

Welcome, and thank you for visiting my web site. I assist families in planning for the financial future of their child or other dependent with special needs. It is my sincere wish that you will find the information here to be helpful to you and your family. The reality of special needs care is very personal, something my family knows very well. The experience has made it clear to us how important it is to prepare for the financial future of the child or other dependent with special needs.

 

Helping others to protect against this significant financial risk is very important and fulfilling to me. My goal is to serve you as a comfortable, consistent, and dedicated advocate in a field where details reign supreme.

For more information on my advocacy in the South Florida community, to find out more about the many resources that I can provide or to schedule a complimentary intake meeting, please call me at (561) 417-8211.
Learning Center
  • Articles

    Articles

    Educate yourself on a variety of financial topics.

  • Calculators

    Calculators

    A host of financial tools to assist you.

  • Newsletters

    Newsletters

    Timely Newsletters to help you stay current.

  • E-Seminars

    E-Seminars

    Animated presentations to help you learn and decide.

  • iMoney

    iMoney

    Ideas to help simplify everyday finances.

  • Glossary

    Glossary

    Financial terms from A to Z.

Calculators

Impact of Inflation

Estimate the future cost of an item based on today’s prices and the rate of inflation you expect.

College Funding

Use this calculator to estimate the cost of your child’s education, based on the variables you input.

Personal Inflation Rate

Is your personal inflation rate higher or lower than the CPI?

Savings Accumulation

Estimate the future value of your current savings.

More Calculators →

Newsletters

Deciding When to Begin

Waiting until full retirement age (or up to age 70) to claim Social Security may result in significantly higher monthly benefits. At age 62, the earliest age to claim Social Security, the amount received could be only 70% of the benefit received at "full retirement age" (which ranges from age 65 to 67 depending on year of birth).

Using a Variable Annuity for Guaranteed Income

One recommendation from the White House Task Force on Middle Class Working Families was for retirees to consider purchasing annuities to help provide a stable income. Investors who want their retirement portfolios to go the distance might want to learn more about variable annuities.

HOT TOPIC: Current Economic Conditions and the Prospect for Inflation

Inflation jumped up to 3.2% in April. That’s still below the 50-year average but it may be little consolation for anyone who has been to a gas station or a grocery store recently.

Tax Law Keeps S Corporations Attractive

S corporations are more common than C corporations and partnerships, perhaps because they are not subject to the corporate tax. Instead, profits and losses flow directly to shareholders, who are currently taxed at lower individual income tax rates. Read why reorganizing as an S corporation may be a smart move.

More Newsletters →

Market Watch

May 24, 2012 @ 03:25 PM

Nasdaq Composite 2,830.89- 19.23
S&P 500 1,317.53- 1.33
10 Year Treasury Note 1.76+ 0.04

[ Markets | Charts | Quotes | Portfolio ]


Market data delayed per exchange rules.
All quotes are in US Eastern Time (EST).
© Interactive Data Managed Solutions (NYSE:IDC) All rights reserved.